Cornerstone Insurance takes the confusion out of choosing a Marketplace health insurance plan. As an independent insurance agency, we provide personalized guidance and help you explore coverage options tailored to your needs and budget.
What is the Affordable Care Act/Marketplace Health Insurance?
The Affordable Care Act (ACA), also known as Obamacare, has made health insurance more accessible to millions of Americans. Through the Health Insurance Marketplace, individuals and families can explore coverage options, compare plans, and find health insurance that meets their needs and budget.
Depending on your household income and eligibility, you may qualify for premium tax credits that reduce your monthly insurance costs. Some individuals and families may also qualify for additional savings that lower out-of-pocket expenses, such as deductibles, copayments, and coinsurance.
Marketplace plans also provide important protections, including coverage for preexisting conditions. Insurance companies cannot deny you coverage or charge you higher premiums because of your medical history.
Understanding Your Options Doesn’t Have to Be Complicated
With different plans, coverage levels, provider networks, and costs to consider, choosing health insurance can feel overwhelming.
You may be wondering:
- What coverage am I eligible for?
- Do I qualify for financial assistance?
- Which plans include my preferred doctors and prescriptions?
- How can I find coverage that fits my healthcare needs and budget?
That’s where personal guidance makes a difference.
At Cornerstone Insurance, we have more than 10 years of experience helping individuals and families navigate Marketplace health insurance. We’ll explain your options in plain English, help you understand the differences between plans, and guide you toward coverage that makes sense for your situation.
Personalized Service at No Additional Cost
Florida residents can enroll through the federal Health Insurance Marketplace or work with a licensed insurance agent like Jeff at Cornerstone Insurance.
There is no additional cost to you for working with an insurance agent.
You’ll receive personalized attention, knowledgeable guidance, and the opportunity to speak with a real person who understands the complexities of health insurance.
Whether you’re exploring Marketplace coverage for the first time or reviewing your current plan, we’re here to make the process easier.
Contact Cornerstone Insurance today to discuss your Marketplace health insurance options. There’s no obligation, just straightforward information and personal service.
Enrollment Period
When Can You Enroll in Marketplace Health Insurance?
The annual Open Enrollment Period for Affordable Care Act (ACA) Marketplace health insurance generally runs from November 1 through January 15. During this time, eligible individuals and families can enroll in a new health insurance plan or make changes to their existing coverage.
Missed Open Enrollment? You May Still Qualify for Coverage.
Certain life changes may qualify you for a Special Enrollment Period (SEP), allowing you to enroll in or change your Marketplace health insurance outside the regular enrollment period.
Qualifying life events may include:
- Losing employer-sponsored health insurance or other qualifying coverage
- Getting married
- Having or adopting a baby
- Moving to a new area
Not sure whether you qualify?
Contact Cornerstone Insurance. We’ll help you determine whether your circumstances qualify you for a Special Enrollment Period and guide you through your available coverage options.
Personalized guidance. Straightforward answers. No additional cost to you.